Looking For Car Finance In Virginia During March 2020?
Getting the best deal on a car loan in Virginia can save you a significant amount of money over the life of your loan. That’s why you need a partner who knows how to get you approved for the vehicle that you want at the lowest car loan interest rate possible and with no hassle.
The AllCreditCarLoans network of finance partners provides quick and easy auto finance decisions for all credit situations. Our finance partners are making more loans, approving buyers with lower credit scores, offering lower monthly payments and making larger loans than ever before. There has never been a better time to get an auto loan than right now.
By working with AllCreditCarLoans, you can get preapproved for a car loan before going to the car dealership, so that you can negotiate as a cash buyer and get the best deal possible.
So, no matter what your credit situation, if you are looking for a quick, no-hassle auto loan at the best rate, just click the button below to get the process started. Our one-page application form is simple and easy to use. It only takes a few minutes.
We Can Get You Financed Despite Any Special Circumstances
You need a new car and we are here to help you get it!
Your chances of obtaining vehicle financing are very good. Via our network of dealer and lender partners, we have many options available to get you financed. Difficult circumstances are our specialty and we have seen nearly every situation possible.
We have helped…
Car buyers get their first car
Car buyers with a past repossession
Car buyers with a past bankruptcy
Car buyers who are paid in cash
Car buyers who are self-employed
Car buyers who receive social security benefits
Car buyers who are on disability
Car buyers who are retired
Car buyers with no money to put down
Car buyers with a trade-in vehicle
Apply today and let us start helping you get that new car that you need!
Watch Our Video On Getting A Car Loan In Virginia
AllCreditCarLoans Follows A Simple 1-2-3 Car Loan Application Process
No need to wait for hours at your nearest dealership or submit tons of paperwork. No need to worry about your credit history. With AllCreditCarLoans, everything is as easy as 1-2-3.
- 1 - COMPLETE OUR ONLINE APPLICATION - This process only takes a few minutes to complete. Our one-page application is safe and secure, so you don’t have to worry about the safety of your information. Everything is done online. There are no fees or hidden charges. Applying is totally FREE.
- 2 - RECEIVE YOUR LOAN APPROVAL - Getting your credit approval is fast and easy. AllCreditCarLoans has an extensive lending network, so the loan approval process is fast and efficient. You don’t have to wait for days, weeks or months. Many applicants receive loan approval on the same day they apply.
- 3 - PURCHASE YOUR VEHICLE - With our easy as 1-2-3 process, you can purchase your vehicle on the same day your loan is approved. You just visit your favorite auto dealership and negotiate like a cash buyer.
Your Car Financing Options
Your credit history and where you are buying your auto from will determine the kind of auto deal you can get.
Whether you are buying a new or used auto from a dealer; you need a program designed to help you get a vehicle loan despite some credit challenges; or you are looking to refinance your existing loan - we can help.
We provide a variety of auto loan options to suit your needs and credit situation:
- Virginia New Car Loans
- Virginia Used Car Loans
- Virginia Auto Refinance Loans
- Virginia Good and Fair Credit Car Loans
- Virginia Bad, Poor and Horrible Credit Auto Loans
Our loan programs are tailored to your exact needs and budget and are designed to meet or exceed the features of national auto finance companies like Capital One Auto Navigator, Carmax Finance, USAA Car Loans, Chase Auto, Wells Fargo Car Loans, Bank of America Auto Loans, Navy Federal Auto Loans, AAA Auto Loans, Key Bank Auto Loans, PNC BankAuto Loans, Bankrate Auto Loans, US Bank Auto Loans, TD Bank Auto Loans and State Farm Bank Auto Loans.
We also specialize in sub-prime auto loans including financing an auto after bankruptcy and helping borrowers to obtain a loan after an auto repossession.
If you are looking for an auto title loan or the best place to refinance your vehicle, we have programs that can help you as well.
We've provided auto loans for first-time buyers, auto financing for college students and we are proud to have arranged military and veteran auto loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to obtain an auto loan with their ITIN.
AllCreditCarLoans works with the best buy here pay here car lots, bad credit car dealers, second chance car dealers and other lenders to provide the best interest rates.
You are never alone in this process. Our lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new vehicle. Click the button below to let us get started helping you today!
Auto Finance Calculator For Virginia
Use the AllCreditCarLoans auto loan calculator to help determine how much you can afford to spend when financing or refinancing a car. You can run multiple scenarios varying the "number of months" and "down payment" values in order to get the monthly payments you are looking for.
We recommend that your total car expenses be no more than 20% of your after-tax pay.
What To Know Before You Apply For Vehicle Financing
Credit scores give lenders an idea of how you manage your finances. These scores are essential in helping you plan your finances well. Likewise, credit scores can be testaments of how well you make decisions, as well as how healthy your spending habits are. Credit scores can help determine whether you pay your bills on time, if you use your credit cards wisely, and how well you manage your loans.
The higher your credit score, the lower the interest rate you will likely be asked to pay.
Therefore, if you have multiple loans that are unpaid; if your credit cards have been maxed out and several of your bills remain unpaid, you earn a low credit score. While it does not define the kind of person that you are, your score can indicate an unhealthy financial habit, which can make you appear "too risky" and turn away lenders.
A lot of lenders do not offer car loans to applicants who have a low credit score because they do not want to encounter problems when collecting payments. Some lenders accept borrowers with low scores, but they often charge higher interest rates for the loans they make. This is because they want to lessen the risks that your low credit score represents.
But we are different. We work with leading lenders and dealers to help you find the best auto loan terms for your credit situation. Fill out our quick and easy one-page application to let us get you preapproved today.
While it is possible to find a lender who will finance a car for up to 84 months, we don't recommend stretching out payments any longer than you need. It’s best to pay off a car loan as quickly as you can since cars depreciate rapidly. The longer the loan term, the more probable that at some point you will end up owing more on the loan than the vehicle is worth. Being underwater or upside-down on a loan is a risky financial situation. The best interest rates are available for shorter loan terms. We recommend keeping your loan term to 3 years for used vehicles and up to 5 years for new autos.
Soft vs. Hard Credit Pull
Your auto lender may do a "soft" credit pull in order to pre-qualify you for a car loan. A "soft" credit pull doesn’t subtract from your credit score the same way a "hard" pull does, but it also doesn’t guarantee you’ll be approved for a loan or that you'll get the exact rate you’ve been quoted. A "hard" credit pull will be required before the loan terms are finalized.
If you are applying with multiple lenders in order to shop the best interest rates, it makes sense to complete all your loan applications within a short time-frame. The credit reporting agencies tend to count multiple hard inquiries made within a short period as only one inquiry.
It's a good idea to know your credit score before you apply for your loan. If you are unsure what your credit score is, you can always use this service to find your credit score.
If your credit score could use improvement, you can work with a credit repair vendor to improve your credit score.
Car Loan Restrictions
Some lenders only work within a specific network of dealerships. This could limit your choice of vehicles to a handful of makes, models and vehicle types.
Some lenders will only work with car dealers so you won't be able to use them to buy a car from a private seller.
The interest rate you’ll receive depends upon your credit history, your income, the length of the loan and the vehicle you choose.
Steps To Get A Vehicle Loan
Shopping for a car has never been easier. Our vast network of lender partners and streamlined process makes getting an auto loan quick and easy.
1 - Budget For Your Purchase
The first step in obtaining auto financing is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down-payment. The more money you put down, the lower your monthly payment will be. If you need an auto loan with no down payment, don't worry. We can still help you.
Finally, use our auto finance calculator to estimate your monthly payment. You can vary the interest rate and loan term to see how that affects the potential monthly payment.
2 - Choose Whether You Want A New Or Used Car
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealership. In order to get the best deal on new car financing, follow our new car recommendations.
If you are looking to get the most value for your dollar, you will likely be better off financing a used car. For the best results, follow our used car recommendations.
3 - Apply For Your Auto Loan
Click the button below and fill out our quick and easy application form to get started right away!
New Car Loans
New car loans are the most common type of auto financing. Beyond the traditional option of getting approved through a new car dealer, many consumers have found that they can save money and gain negotiating leverage by arranging their auto financing in advance.
Most new car dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower-priced new cars with attractive financing incentives to make buying easier for people with lower credit scores.
Let us help you get preapproved for that new car loan and you will become a cash buyer. This saves you time at the dealership and gives you the power to negotiate your best deal on any car you choose. Apply for a new car loan in Virginia and see how much we can save you.
Used Auto Loans
A used car loan is our most commonly requested loan. By letting us help pre-arrange your funding source, you know that you'll have the power to negotiate the best deal. Apply for a used vehicle loan and see what type of rate & term you can get from our participating lenders.
Buying a used auto will typically provide the best value. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. We can help you with an auto loan to buy from a private seller.
If you choose to purchase a used vehicle, you can click here to view the inventory of used car dealerships in Virginia.
Shopping For The Best Auto Loan Rates In Virginia?
Whether you are looking for the best car loan interest rate for a new or used vehicle, or you want to refinance an auto loan, we can help.
With a lower interest rate, you'll save money and pay off your car loan faster. The single most important thing you can do to save money on an auto loan is to shop for the best auto loan rate before you set foot in a dealership. By knowing what kind of rate you qualify for before you try to buy a vehicle, you accomplish three things:
- You'll know what range of car payments you can qualify for
- You can focus your negotiations with the dealer on the vehicle price rather than on financing terms
- You won't end up getting a higher cost loan than you want
Use our car loan calculator to determine what range of payments you can expect. You can enter your balance, term, and interest rate to calculate what the payment will be. You can compare different scenarios to see how much more you can save by increasing your down payment.
Average Car Payment Interest Rates You Can Expect
|Credit Score Range||Average APR for a New Car||Average APR for a Used Car|
|781 - 850||3.68%||4.34%|
|661 - 780||4.56%||5.97%|
|601 - 660||7.52%||10.34%|
|501 - 600||11.89%||16.14%|
|300 - 500||14.41%||19.98%|
Why Getting Preapproved For A Vehicle Loan Is Important
Having a preapproved loan streamlines the buying process because you become a cash buyer and you can bypass the usual salesman's tactic of negotiating based on monthly payment. The problem with negotiating based on the monthly payment amount is that you can easily lose sight of the total cost and end up paying more.
As you negotiate your best deal, be sure to leave enough money to cover the sales tax and any additional fees. This way your total "out the door" cost does not exceed the maximum amount of your preapproved auto loan.
While you are at the dealership, the finance manager may try to beat the interest rate of your preapproved loan. Before accepting the dealer's loan, make sure that the interest rate is lower, all of the other terms are comparable, and the final total price is less. It's good to be cautious because there is always a risk that the finance manager could juggle the numbers in the dealership's favor and you could end up spending more money than you would with your preapproved car loan.
How Does Getting Preapproved For A Vehicle Loan Work?
Dealers usually offer vehicle financing through their preferred lenders, typically at a higher interest rate than available elsewhere. Getting preapproved directly with one of our lender partners helps you to negotiate the best interest rate before you even get to the car dealership so that you can save money in the long run.
When you start your auto buying process at a dealer, the salesmen will focus on the monthly payment, which makes it easy to forget about the actual price of the vehicle. But when you show up with a preapproved loan, negotiations can be based on the price instead.
How To Get Pre-Qualified For An Vehicle Loan
When you’re applying with AllCreditCarLoans, the application process is simple and quick. You should have the following information on-hand:
- Proof of income
- Driver’s license and Social Security number
- Employment verification
This information helps our lending partners to get a clear picture of your financial status, making it easier to secure the best auto loan rates for your credit situation.
Virginia (/vərˈdʒɪniə/ (listen)), officially the Commonwealth of Virginia, is a state in the Southeastern and Mid-Atlantic regions of the United States located between the Atlantic Coast and the Appalachian Mountains. The geography and climate of the Commonwealth are shaped by the Blue Ridge Mountains and the Chesapeake Bay, which provide habitat for much of its flora and fauna. The capital of the Commonwealth is Richmond; Virginia Beach is the most populous city, and Fairfax County is the most populous political subdivision. The Commonwealth’s estimated population as of 2018 is over 8.5 million.
Virginia has a total area of 42,774.2 square miles (110,784.7 km), including 3,180.13 square miles (8,236.5 km) of water, making it the 35th-largest state by area. Virginia is bordered by Maryland and Washington, D.C. to the north and east; by the Atlantic Ocean to the east; by North Carolina to the south; by Tennessee to the southwest; by Kentucky to the west; and by West Virginia to the north and west. Virginia’s boundary with Maryland and Washington, D.C. extends to the low-water mark of the south shore of the Potomac River.
The state’s southern border is defined as the 36° 30′ parallel north, though surveyor error in the 1700s led to deviations of as much as three arcminutes. Tennessee agreed with Virginia to appoint a commission in 1803 to fix their border. In 1871, Virginia attempted to appoint a new surveying commisson, but Tennessee sued, and their court case was decided by the U.S. Supreme Court in 1893 in favor of the line agreed to in 1803. One result of this is the division of the town of Bristol between the two states.
The United States Census Bureau estimates that the state population was 8,517,685 on July 1, 2018, a 6.46% increase since the 2010 United States Census. This includes an increase from net migration of 516,661 people into the Commonwealth since the 2010 census. Immigration from outside the United States resulted in a net increase of 159,627 people, and migration within the country produced a net increase of 155,205 people. As of 2000, the center of population is located in Goochland County, near Richmond.
Aside from Virginia, the top birth state for Virginians is New York, having overtaken North Carolina in the 1990s, with the Northeast accounting for the largest number of migrants into the state by region.
The state’s most populous ethnic group, Non-Hispanic White, has declined as a proportion of population from 76% in 1990 to 62% in 2018, as other ethnicities have increased. In 2011, non-Hispanic Whites were involved in 51% of all the births, while 49.1% of Virginia’s population younger than age 1 had at least one parent who was not non-Hispanic white. People of English heritage settled throughout the Commonwealth during the colonial period, and others of British and Irish heritage have since immigrated. Those who identify on the census as having “American ethnicity” are predominantly of English descent, but have ancestors who have been in North America for so long that they choose to identify simply as American. Of the English immigrants to Virginia in the 17th century, 75% came as indentured servants. The western mountains have many settlements that were founded by Scots-Irish immigrants before the American Revolution. There are also sizable numbers of people of German descent in the northwestern mountains and Shenandoah Valley. On the 2017 American Community Survey, 11.3% said they were of German ancestry.
The largest minority group in Virginia is African American, at 19.8% as of 2018. Most African-American Virginians have been descendants of enslaved Africans who worked on tobacco, cotton, and hemp plantations. The first generations of enslaved men, women and children were brought from West and West-Central Africa, primarily from Angola and the Bight of Biafra. The Igbo ethnic group of what is now southern Nigeria were the single largest African group among slaves in Virginia. Many African Americans also have European and Native American ancestry. Though the black population was reduced by the Great Migration to northern industrial cities in the first half of the 20th century, since 1965 there has been a reverse migration of blacks returning south. According to the Pew Research Center, the state has the highest number of black-white interracial marriages in the United States, and 2.9% of Virginians describe themselves as biracial.
More recent immigration in the late 20th century and early 21st century has resulted in new communities of Hispanics and Asians. As of 2018, 9.4% of Virginians are Hispanic or Latino (of any race), and 6.8% are Asian. The state’s Hispanic population rose by 92% from 2000 to 2010, with two-thirds of Hispanics in the state living in Northern Virginia. Hispanic citizens in Virginia have higher median household incomes and educational attainment than the general state population. There is a large Salvadoran population in the DC suburbs of Northern Virginia, and a large Puerto Rican population in the Hampton Roads region of Southeast Virginia. Northern Virginia also has a significant population of Vietnamese Americans, whose major wave of immigration followed the Vietnam War. Korean Americans have migrated more recently, attracted by the quality school system. The Filipino American community has about 45,000 in the Hampton Roads area, many of whom have ties to the U.S. Navy and armed forces.
Additionally, 0.5% of Virginians are American Indian or Alaska Native, and 0.1% are Native Hawaiian or other Pacific Islander. Virginia has extended state recognition to eight Native American tribes resident in the state; six of these gained federal recognition as tribes in 2018, and two were already recognized. Most Native American groups are located in the Tidewater region.
As of 2010, 85.9% (6,299,127) of Virginia residents age 5 and older spoke English at home as a primary language, while 6.4% (470,058) spoke Spanish, 0.8% (56,518) Korean, 0.6% (45,881) Vietnamese, 0.6% (42,418) Chinese (which includes Mandarin), and Tagalog was spoken as a main language by 0.6% (40,724) of the population over the age of five. In total, 14.1% (1,036,442) of Virginia’s population age 5 and older spoke a mother language other than English. English was passed as the Commonwealth’s official language by statutes in 1981 and again in 1996, though the status is not mandated by the Constitution of Virginia.
The Piedmont region is known for its dialect’s strong influence on Southern American English. While a more homogenized American English is found in urban areas, various accents are also used, including the Tidewater accent, the Old Virginia accent, and the anachronistic Elizabethan of Tangier Island.
Virginia is predominantly Christian and Protestant; Baptist denominations combined to form largest group with about 26% of the population as of 2014, and around 763,655 total members as of 2010. Baptist denominational groups in Virginia include the Baptist General Association of Virginia, with about 1,400 member churches, which supports both the Southern Baptist Convention and the moderate Cooperative Baptist Fellowship; and the Southern Baptist Conservatives of Virginia with more than 500 affiliated churches, which supports the Southern Baptist Convention. Roman Catholics are the second-largest religious group with 673,853 members. The Roman Catholic Diocese of Arlington includes most of Northern Virginia’s Catholic churches, while the Diocese of Richmond covers the rest.
The Virginia Conference is the regional body of the United Methodist Church in most of the Commonwealth, while the Holston Conference represents much of extreme Southwest Virginia. The Virginia Synod is responsible for the congregations of the Lutheran Church. Presbyterian, Pentecostal, Congregationalist, and Episcopalian adherents each composed less than 2% of the population as of 2010. The Episcopal Diocese of Virginia, Southern Virginia, and Southwestern Virginia support the various Episcopal churches.
In November 2006, 15 conservative Episcopal churches voted to split from the Diocese of Virginia over the ordination of openly gay bishops and clergy in other dioceses of the Episcopal Church; these churches continue to claim affiliation with the larger Anglican Communion through other bodies outside the United States. Though Virginia law allows parishioners to determine their church’s affiliation, the diocese claimed the secessionist churches’ buildings and properties. The resulting property law case, ultimately decided in favor of the mainline diocese, was a test for Episcopal churches nationwide.
Among other religions, adherents of The Church of Jesus Christ of Latter-day Saints constitute 1% of the population, with 200 congregations in Virginia as of 2017. Fairfax Station is the site of the Ekoji Buddhist Temple, of the Jodo Shinshu school, and the Hindu Durga Temple. While the state’s Jewish population is small, organized Jewish sites date to 1789 with Congregation Beth Ahabah. Muslims are a growing religious group throughout the Commonwealth through immigration. Megachurches in the Commonwealth include Thomas Road Baptist Church, Immanuel Bible Church, and McLean Bible Church. Several Christian universities are also based in the state, including Regent University, Liberty University, and Lynchburg College.
Zip Code Map
Virginia neighborhoods include: Abingdon, Afton, Aldie, Alexandria, Allisonia, Altavista, Alton, Amelia Court House, Amissville, Annandale, Appalachia, Appomattox, Ararat, Arcola, Arlington, Aroda, Ashburn, Ashland, Atkins, Axton, Aylett, Banco, Bandy, Barboursville, Barhamsville, Barren Springs, Baskerville, Bassett, Bastian, Basye, Bealeton, Beaverdam, Bedford, Bent Mountain, Bentonville, Bergton, Berryville, Big Island, Big Stone Gap, Birdsnest, Blacksburg, Blackstone, Blackwater, Blairs, Bland, Bluefield, Bluemont, Blue Ridge, Bohannon, Boones Mill, Boston, Boyce, Boydton, Boykins, Bracey, Branchville, Brandy Station, Bremo Bluff, Bridgewater, Brightwood, Bristol, Bristow, Broadford, Broadlands, Broad Run, Broadway, Brodnax, Brookneal, Bruington, Buchanan, Buena Vista, Buffalo Junction, Bumpass, Burgess, Burke, Burr Hill, Callands, Callao, Callaway, Calverton, Cape Charles, Capron, Cardinal, Carrollton, Carrsville, Carson, Casanova, Cascade, Castleton, Castlewood, Catawba, Catharpin, Catlett, Cedar Bluff, Centreville, Ceres, Chantilly, Charles City, Charlottesville, Chase City, Chatham, Chesapeake, Chester, Chesterfield, Chester Gap, Chilhowie, Christiansburg, Church Road, Church View, Churchville, Clarksville, Claudville, Clear Brook, Clifton, Clifton Forge, Clintwood, Cloverdale, Cobbs Creek, Coeburn, Coleman Falls, Collinsville, Colonial Beach, Colonial Heights, Columbia, Concord, Copper Hill, Courtland, Covesville, Covington, Craigsville, Criders, Crimora, Cross Junction, Crozet, Crozier, Culpeper, Dahlgren, Daleville, Damascus, Danville, Dayton, Deerfield, Delaplane, Deltaville, Dewitt, Diggs, Dinwiddie, Disputanta, Doswell, Draper, Drewryville, Dry Fork, Dublin, Duffield, Dumfries, Dungannon, Dunn Loring, Dunnsville, Dutton, Dyke, Eagle Rock, Earlysville, Edinburg, Eggleston, Elkton, Elkwood, Elliston, Emporia, Esmont, Etlan, Evington, Ewing, Exmore, Faber, Fairfax, Fairfax Station, Fairfield, Fairlawn, Falls Church, Falls Mills, Farnham, Ferrum, Fieldale, Fincastle, Fishersville, Floyd, Ford, Forest, Fork Union, Fort Belvoir, Fort Blackmore, Fort Defiance, Fort Lee, Fort Valley, Foster, Franklin, Franktown, Fredericksburg, Freeman, Free Union, Front Royal, Ft Myer, Fulks Run, Gainesville, Galax, Gasburg, Gate City, Glade Hill, Glade Spring, Gladstone, Gladys, Glasgow, Glen Allen, Glen Lyn, Gloucester, Gloucester Point, Goldbond, Goldvein, Goochland, Goode, Goodview, Gordonsville, Gore, Goshen, Great Falls, Greenville, Greenway, Greenwood, Gretna, Grottoes, Gum Spring, Gwynn, Hague, Hallieford, Hamilton, Hampton, Hanover, Hardy, Hardyville, Harrisonburg, Hartfield, Hayes, Haymarket, Haywood, Heathsville, Henrico, Henry, Herndon, Highland Springs, Hillsville, Hiltons, Hinton, Hiwassee, Hopewell, Hot Springs, Howardsville, Huddleston, Hume, Huntly, Hurt, Irvington, Ivor, Jamaica, Jamestown, Jarratt, Java, Jeffersonton, Jewell Ridge, Keeling, Keene, Keezletown, Kents Store, Keswick, Kilmarnock, King And Queen Court House, King George, King William, Kinsale, La Crosse, Lafayette, Lambsburg, Lancaster, Laneview, Lanexa, Lawrenceville, Leesburg, Leon, Lexington, Lignum, Lincoln, Linden, Linville, Little Plymouth, Locust Dale, Locust Grove, Locust Hill, Long Island, Lorton, Lottsburg, Louisa, Lovettsville, Lowry, Luray, Lynchburg, Lynch Station, Lyndhurst, Machipongo, Madison, Maidens, Manakin Sabot, Manassas, Manassas Park, Manquin, Marion, Markham, Marshall, Martinsville, Mathews, Mattaponi, Maurertown, Max Meadows, Mc Gaheysville, Mc Kenney, McLean, Mc Lean, Meadowview, Mechanicsville, Mendota, Middlebrook, Middleburg, Middletown, Midland, Midlothian, Mineral, Mitchells, Moneta, Montpelier, Montross, Montvale, Moon, Moseley, Mount Crawford, Mount Jackson, Mount Sidney, Mount Solon, Mount Weather, Mouth Of Wilson, Narrows, Nassawadox, Natural Bridge, Natural Bridge Station, Nelson, New Castle, New Kent, New Market, New Point, Newport, Newport News, Newsoms, Newtown, Nickelsville, Nokesville, Norfolk, North, North Garden, North Tazewell, Norton, Oakpark, Oakton, Oilville, Onemo, Orange, Orkney Springs, Paeonian Springs, Palmyra, Pamplin, Paris, Partlow, Patrick Springs, Pearisburg, Pembroke, Penhook, Penn Laird, Petersburg, Phenix, Pilot, Pittsville, Poquoson, Port Haywood, Port Republic, Portsmouth, Pound, Pounding Mill, Powhatan, Pratts, Prince George, Prospect, Providence Forge, Pulaski, Purcellville, Quantico, Quicksburg, Quinton, Radford, Radiant, Raphine, Rapidan, Raven, Red House, Red Oak, Reedville, Reliance, Remington, Reston, Reva, Rhoadesville, Richardsville, Rich Creek, Richlands, Richmond, Ridgeway, Rileyville, Riner, Ringgold, Ripplemead, Rixeyville, Roanoke, Rochelle, Rockbridge Baths, Rockville, Rocky Mount, Rosedale, Roseland, Round Hill, Ruckersville, Rural Retreat, Rustburg, Ruther Glen, Saint Paul, Saint Stephens Church, Salem, Saltville, Saluda, Sandston, Sandy Hook, Sandy Level, Schuyler, Scottsville, Seaford, Sedley, Shacklefords, Shawsville, Shenandoah, Skippers, Skipwith, Smithfield, Somerset, South Boston, South Hill, Spencer, Sperryville, Spotsylvania, Spout Spring, Springfield, Spring Grove, Stafford, Staffordsville, Stanardsville, Stanley, Stanleytown, Star Tannery, State Farm, Staunton, Stephens City, Stephenson, Sterling, Stevensburg, Stevensville, Stonega, Stone Ridge, Stony Creek, Strasburg, Stuart, Stuarts Draft, Suffolk, Sugar Grove, Sumerduck, Surry, Susan, Sutherland, Sutherlin, Swoope, Swords Creek, Syria, Tappahannock, Tazewell, Thaxton, The Plains, Timberville, Toano, Toms Brook, Topping, Triangle, Troutdale, Troutville, Troy, Union Hall, Unionville, Upperville, Urbanna, Vernon Hill, Verona, Vesuvius, Vienna, Vinton, Virgilina, Virginia Beach, Wake, Wakefield, Walkerton, Warm Springs, Warrenton, Warsaw, Waterford, Water View, Waynesboro, Weber City, Weems, West Augusta, West Point, Weyers Cave, White Post, White Stone, Whitetop, Whitewood, Wicomico Church, Williamsburg, Wilsons, Winchester, Windsor, Wirtz, Wise, Woodbridge, Woodford, Woodstock, Wytheville, Yorktown, Zion Crossroads, Zuni
For more information, see Virginia wiki